Business Interruption Insurance

Tailored insurance protection, arranged by calling, 0113 244 8686, or any of our local brokers direct, for:

  • Losses incurred due to having to close/restrict business activities due to an unanticipated event, such as fire, storm, flood, damage.
  • Losses incurred due to breakdown of essential equipment.
  • Losses incurred due to other events that impact on the business.

Business Interruption Insurance can offer a vital lifeline to businesses impacted by certain events. The insurance cover typically focuses on property risks, so will usually pay out if the business premises are damaged by an event such as a fire, storm or flood.

Business Interruption policies also often cover the breakdown of a piece of essential equipment, which prevents business being transacted as normal.

Some policies will also cover the eventuality of not being able to access your business premises and some may cover you if the damage that causes the impacts has occurred at the premises of a supplier.

This type of insurance cover can be bought as an add-on to a buildings and contents policy, or often also as an extra on a combined commercial insurance product.
The aim of the cover is to compensate your business for any (pre-tax) shortfall in profits caused by the event that took place. It should also reimburse you for any increased costs in running the business, incurred because of the event and its impacts.

Many different varieties of business interruption cover exist but one of our local brokers can talk you through them all. Please just get in touch with one of our Leeds-based local brokers, by calling 0113 244 8686, or select another local broker here.


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