- Directors & Officers (D&O)/Management Liability insurance
- Employers’ liability insurance (online quotes here)
- Public liability insurance (online quotes here)
- Product liability insurance
- Environmental liability insurance
Liability insurance protection is a vital part of operating any business. The Gauntlet local broker network offers you a range of liability and indemnity covers, with the key ones listed above.
Directors & Officers insurance
Otherwise known as management liability insurance, D&O (Directors & Officers Insurance) is a wise purchase by any business. New laws are increasingly making those in charge of running businesses more responsible for health and safety, as well as due diligence and financial control.
Contrary to popular opinion, running a Limited Company cannot save a director from prosecution – something that puts their personal assets at risk. Trustees, non-executive directors and even volunteers within committee-run organisations should take a long hard look at this cover, which can offer real financial lifelines.
Employers Liability Insurance
Employers’ Liability Insurance, to a level of £5m, is a legal requirement for any business with at least one employee. Let us help you arrange this swiftly and with no fuss.
Public Liability Insurance
Although it is not a mandatory cover, Public Liability Insurance is something required by a wide range of businesses who interact with the public, whether they transact business outdoors, visit other businesses or individuals, or have the public visit them.
We can arrange Public Liability Insurance for any type of business, regardless of whether you are a fitness guru, exhibition stand designer, scaffolder, driving instructor or event organiser.
Product Recall Insurance and Product Liability Cover
Product recalls are a continual risk within product and food and drink manufacturing and cost a small fortune. Product recall insurance picks up the costs of physical product recall and destruction, as well as other costs, such as advertising, lost sales and reputational damage management.
Faulty products can also lead to product liability legal cases, which can be protected against through the purchase of product liability insurance.
Environmental Liability Insurance
The environment matters to us more than ever, so any business that could be deemed to be polluting the air, land – either at its base or elsewhere – or water courses, should think very carefully about Environmental Liability Insurance. Our local brokers can discuss how this cover can protect you from the legal costs of prosecution and any extensive financial losses incurred through land or water clean-ups.