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Age Discrimination and Why You Need Employment Practices Liability Insurance

How well-protected is your business against a discrimination tribunal?  You may answer that by pointing to your equal opportunities and inclusion and diversity policies with regard to ethnicity, race or gender.  You may highlight your disability practices.  Worryingly, relatively few businesses will even reference the greatest area of discrimination that we have within today’s workplace, when discussing their DEI strategies.  That is ageism and this is just one reason why ageism tribunals are a ticking time-bomb against which businesses need to have Employment Practices Liability Insurance protection.

Private Medical Insurance Boom Probably Set to Continue

Private medical insurance trends, identified in an independent survey commissioned by Gauntlet Group in August 2023, appear to have predicted the situation we witnessed in 2024.  On that basis, they perhaps also underline the role private medical insurance has to play in the UK economy going forward.

Martyn’s Law:Terrorism Insurance and Risk Measures for Businesses

Martyn’s Law became part of UK legislation on April 3, when Royal Assent was achieved for a piece of landmark anti-terror legislation also known as the Terrorism (Protection of Premises) Act. Named after Manchester Arena terror victim, Martyn Hett, this new legislation will bridge a gap in everyday defences against terrorism. So what sorts of terrorism risk measures will more businesses now need to take?

Why it’s Time For Businesses to Love a ‘Local Broker’

If you are a well-established business, particularly one in a sector that is a little gritty or niche, you may be suffering a little heartache as we approach Valentine’s Day.  If you are a newish business, you may not have experienced the right sort of love at all.  In either case, the love you are missing or lacking is that of a dedicated local  commercial insurance broker.  Many local brokers have disappeared off the map, swallowed up by big insurance conglomerates, often with American or overseas ownership.  As a result, many businesses, whether in manufacturing, engineering, professional services, transport and distribution, property, or something else, have lost the personal insurance service that made such a difference.